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8 FOUR SEASONS BREEZE | APRIL 2022 How long have you lived at Four Seasons and why did you move here? We moved to Four Seasons Beaumont four and a half years ago. One of my best friends moved here and as soon as we drove through the main gate, we knew this was where we wanted to live when we retired. Position on the Board? (Work, community involvement, previous HOA experience) I have served as Vice President on the Board of Directors for the past two years. I have also served on the steering committee for our Neighborhood Watch team, as a member of the Safety Committee, and as Board liaison to Community Planning, Finance and Landscape committees. I worked for Verizon for 37 years in various Management positions and prior to retirement I managed Fortune 500 Companies from a service perspective. I have volunteered time in a women's shelter in San Clemente, as well as prepared food for a community resource center to feed the hungry. What do you see as key issues facing our community? Money is always a key issue in any HOA, and our community is no different. We are very fiscally sound with our investments and have strong reserves. The challenge we face in the near term is trying to make guesses on inflation that is currently skyrocketing. We should continue to strive to keep our reserves at or above 100 percent to ensure we have the funds available to address items in need of repair or replacement. Keep in mind the money going into reserves is not forecasted at the current rate of inflation. I believe we need to look at Four Seasons as a business while balancing the needs of the residents who call Four Seasons home. Treating it like a business will ensure that we are not overspending and placing ourselves in jeopardy in the future. We need to evaluate all capital projects to determine their feasibility and protect our on-hand cash for emergencies, ensuring that our residents do not incur special assessments. What is your vision for the future of Four Seasons Beaumont? Please include your policy on reserves. A few years ago, Four Seasons was listed as a Premiere 55+ community in California. I would like to see this designation again as the status is great for home values. In order to do this, we need to be very forward thinking and prudent with everything we do. For example, people who are 45 today and looking for a retirement community in the next 10-15 years may have different ideas of what they view as necessities. Looking forward will enable us to continue to grow with the future. We all say Reserves should be at 100 percent or greater; let me explain why. Aside from the obvious reason of having money on hand for facility repairs or replacement, our standing as an HOA impacts our ability, as residents, to sell or refinance our property. Banks or lending institutions look at an HOA's reserves and could, if they are low enough, decline to fund a loan. It is imperative and prudent to keep them high. Do you have a final statement? It has been an honor and a pleasure to serve on the Board these past two years. I have met and interacted with so many wonderful residents who make up this diverse community. I respectfully ask for your vote, and I look forward to serving you again. KATHY CRAVEN, BOARD OF DIRECTOR CANDIDATE

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