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Sun City Core Courier December 2024

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| SUN CITY CORE COURIER | DECEMBER 2024 | 11 By Norma Zermeno, General Manager It seems that scams ramp up as we approach the holidays. Below are some scams targeting at-risk populations, including older adults, people with disabilities, and those facing financial hardships, which often rely on emotional manipulation, urgency, and the impersonation of authority figures. Medicare and Health Insurance Scams Scammers pretend to be Medicare representatives to get personal information or demand payment for non-existent services. They promise "free" equipment or discounted prescriptions to gather insurance and identity details. Imposter Scams Scammers pretend to be a distressed grandchild in need of emergency funds. They may call you and put someone on the line demanding some sort of payment for an emergency. Criminals pose as IRS agents, Social Security representatives, or other authorities to claim the victim owes money, threatening legal action if you don't pay immediately. Home Repair and Contractor Scams Scammers show up at victims' homes, offering repair services for a low price. After receiving an advance payment, they perform shoddy work or disappear entirely. Reverse Mortgage and Real Estate Scams Scammers offer phony reverse mortgage schemes or home equity theft, tricking victims into signing away homeownership and/or take money for deposits. These scams exploit trust, fear, or urgency. We hope that you recognize the red flags, verify identities, and never share personal information unless you are sure of who you're talking to. Doing so can go a long way to preventing victimization. SCAMS TO WATCH OUT FOR

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